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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,200 | $109,411+59.2% | $89,435+94.8% | $158,982+9.6% |
| Participation rate | 75.0% | 74.3%+0.7pp | 68.0%+7.0pp | 82.0%-7.0pp |
| Annual return | 15.49% | 345.68%-330.2pp | 245.55%-230.1pp | 302.99%-287.5pp |
| Employer contribution / active EE | $13,669 | $3,173+330.8% | $2,587+428.3% | $4,763+187.0% |
| Participant deferral / active EE | $9,425 | $4,600+104.9% | $3,890+142.2% | $5,983+57.5% |
| Admin fee / account holder | $1,426 | $6,159-76.8% | $4,884-70.8% | $11,252-87.3% |