Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,135 | $54,717-6.5% | $86,216-40.7% | $71,511-28.5% |
| Participation rate | 37.2% | 60.1%-22.9pp | 69.0%-31.8pp | 67.9%-30.8pp |
| Annual return | 16.20% | 20.07%-3.9pp | 1169.42%-1153.2pp | 28.86%-12.7pp |
| Employer contribution / active EE | $831 | $1,267-34.4% | $2,382-65.1% | $2,589-67.9% |
| Participant deferral / active EE | $1,899 | $3,110-38.9% | $3,986-52.4% | $4,291-55.7% |
| Admin fee / account holder | $1,334 | $1,922-30.6% | $6,853-80.5% | $1,588-16.0% |