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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $671,183 | $93,617+616.9% | $135,982+393.6% | $75,177+792.8% |
| Participation rate | 98.8% | 75.2%+23.6pp | 81.9%+16.9pp | 67.2%+31.6pp |
| Annual return | 18.19% | 30.89%-12.7pp | 68.32%-50.1pp | 160.75%-142.6pp |
| Employer contribution / active EE | $10,583 | $3,538+199.1% | $4,859+117.8% | $2,671+296.2% |
| Participant deferral / active EE | $12,767 | $6,406+99.3% | $7,760+64.5% | $4,126+209.4% |
| Admin fee / account holder | $18,109 | $6,980+159.5% | $10,767+68.2% | $5,651+220.4% |