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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,408 | $94,031-67.7% | $115,768-73.7% | $82,448-63.1% |
| Participation rate | 87.5% | 70.4%+17.1pp | 74.4%+13.1pp | 68.1%+19.4pp |
| Annual return | 15.55% | 20.61%-5.1pp | 100.46%-84.9pp | 41.64%-26.1pp |
| Employer contribution / active EE | $1,281 | $2,323-44.8% | $2,940-56.4% | $2,551-49.8% |
| Participant deferral / active EE | $1,119 | $3,972-71.8% | $4,917-77.2% | $4,139-73.0% |
| Admin fee / account holder | $2,500 | $10,249-75.6% | $12,439-79.9% | $7,234-65.4% |