See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 26 · EIN 13-5674085 150 N. COLLEGE STREET · CHARLOTTE, NC 28202 | Advisory (Participants) | $20,283 |
Service code 15 · EIN 01-0577649 45946 CORTE CARMELLO · TEMECULA, CA 92592 | Recordkeeping | $7,290 |
JOHN HANCOCK LIFE INSURANCE COMPANY10+ years Filed as: JOHN HANCOCK LIFE INSURANCE CO USA Service code 15 · EIN 01-0233346 PO BOX 600 · BUFFALO, NY 14201 | Recordkeeping | $4,668 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,286 | $79,171-26.4% | $102,423-43.1% | $74,495-21.8% |
| Participation rate | 62.8% | 74.8%-12.0pp | 76.5%-13.7pp | 67.2%-4.4pp |
| Annual return | 19.75% | 54.93%-35.2pp | 29.32%-9.6pp | 1364.94%-1345.2pp |
| Employer contribution / active EE | $2,115 | $2,362-10.5% | $3,023-30.0% | $2,623-19.4% |
| Participant deferral / active EE | $3,934 | $4,415-10.9% | $5,053-22.2% | $4,346-9.5% |
| Admin fee / account holder | $512 | $2,001-74.4% | $9,451-94.6% | $1,942-73.6% |