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| Provider | Service type | Compensation |
|---|---|---|
CETERA ADVISOR NETWORKS LLC3 years Filed as: CWM, LLC Service code 99 · EIN 27-4011107 13321 CALIFORNIA STREET, SUITE 100 · OMAHA, NE 68154 | Other Fees | $33,567 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,456 | $101,653+5.7% | $147,080-26.9% | $74,459+44.3% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.2%+17.8pp | 67.2%+32.8pp |
| Annual return | 12.77% | 8754.98%-8742.2pp | 420.17%-407.4pp | 1369.70%-1356.9pp |
| Employer contribution / active EE | $2,814 | $3,813-26.2% | $4,933-43.0% | $2,626+7.2% |
| Participant deferral / active EE | $5,336 | $7,304-27.0% | $8,066-33.9% | $4,350+22.7% |
| Admin fee / account holder | $318 | $1,752-81.8% | $12,989-97.6% | $1,945-83.6% |