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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,718 | $81,208-75.7% | $98,920-80.1% | $79,852-75.3% |
| Participation rate | 83.3% | 72.5%+10.8pp | 76.0%+7.3pp | 69.6%+13.7pp |
| Annual return | 16.02% | 60.99%-45.0pp | 196.47%-180.4pp | 31.72%-15.7pp |
| Employer contribution / active EE | $1,452 | $1,960-25.9% | $2,689-46.0% | $2,471-41.2% |
| Participant deferral / active EE | $3,215 | $3,265-1.5% | $4,245-24.3% | $3,740-14.1% |
| Admin fee / account holder | $2,175 | $6,013-63.8% | $6,643-67.3% | $5,306-59.0% |