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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,085 | $115,931+63.1% | $185,441+2.0% | $86,983+117.4% |
| Participation rate | 100.0% | 73.6%+26.4pp | 80.3%+19.7pp | 69.5%+30.5pp |
| Annual return | 9.26% | 21.47%-12.2pp | 20.16%-10.9pp | 25.83%-16.6pp |
| Employer contribution / active EE | $6,646 | $2,937+126.3% | $4,672+42.2% | $2,584+157.1% |
| Participant deferral / active EE | $18,163 | $4,551+299.1% | $6,152+195.2% | $4,194+333.1% |
| Admin fee / account holder | $106,527 | $10,687+896.8% | $17,890+495.5% | $7,856+1256.0% |