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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,190 | $76,834+64.2% | $108,359+16.5% | $87,485+44.2% |
| Participation rate | 93.5% | 61.7%+31.8pp | 70.1%+23.4pp | 68.9%+24.6pp |
| Annual return | 13.31% | 19.09%-5.8pp | 36.89%-23.6pp | 26.06%-12.8pp |
| Employer contribution / active EE | $8,063 | $1,556+418.1% | $2,399+236.0% | $2,596+210.6% |
| Participant deferral / active EE | $6,440 | $3,100+107.7% | $4,137+55.7% | $4,274+50.7% |
| Admin fee / account holder | $13,662 | $6,537+109.0% | $9,741+40.3% | $7,775+75.7% |