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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,190 | $73,787+71.0% | $98,716+27.8% | $82,448+53.1% |
| Participation rate | 93.5% | 61.4%+32.1pp | 69.3%+24.3pp | 68.1%+25.5pp |
| Annual return | 13.31% | 18.57%-5.3pp | 31.81%-18.5pp | 41.64%-28.3pp |
| Employer contribution / active EE | $8,063 | $1,511+433.5% | $2,279+253.9% | $2,551+216.1% |
| Participant deferral / active EE | $6,440 | $3,081+109.0% | $4,048+59.1% | $4,139+55.6% |
| Admin fee / account holder | $13,662 | $6,500+110.2% | $8,703+57.0% | $7,234+88.9% |