Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,223 | $96,508+229.7% | $75,901+319.3% | $152,897+108.1% |
| Participation rate | 18.8% | 76.2%-57.4pp | 69.3%-50.5pp | 82.5%-63.7pp |
| Annual return | 21.77% | 33.99%-12.2pp | 30.76%-9.0pp | 345.43%-323.7pp |
| Employer contribution / active EE | $319 | $3,310-90.4% | $2,501-87.2% | $4,764-93.3% |
| Participant deferral / active EE | $1,744 | $4,554-61.7% | $3,603-51.6% | $5,851-70.2% |
| Admin fee / account holder | $3,833 | $8,081-52.6% | $5,420-29.3% | $11,599-67.0% |