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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,204 | $85,766-20.5% | $136,297-50.0% | $70,131-2.7% |
| Participation rate | 65.8% | 74.2%-8.4pp | 81.9%-16.2pp | 69.5%-3.8pp |
| Annual return | 15.21% | 31.45%-16.2pp | 5156.16%-5140.9pp | 73.14%-57.9pp |
| Employer contribution / active EE | $1,304 | $2,966-56.0% | $4,696-72.2% | $2,342-44.3% |
| Participant deferral / active EE | $7,031 | $5,051+39.2% | $6,247+12.6% | $3,332+111.0% |
| Admin fee / account holder | $10,430 | $5,420+92.4% | $9,244+12.8% | $4,645+124.5% |