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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,259 | $48,078-14.2% | $78,676-47.6% | $62,881-34.4% |
| Participation rate | 57.4% | 65.2%-7.8pp | 73.6%-16.1pp | 69.3%-11.9pp |
| Annual return | 6.37% | 31.36%-25.0pp | 62.19%-55.8pp | 20.14%-13.8pp |
| Employer contribution / active EE | $381 | $2,015-81.1% | $2,850-86.6% | $2,281-83.3% |
| Participant deferral / active EE | $1,597 | $2,587-38.3% | $3,517-54.6% | $3,203-50.1% |
| Admin fee / account holder | $1,801 | $3,206-43.8% | $4,510-60.1% | $4,296-58.1% |