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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,018 | $58,241+51.1% | $81,780+7.6% | $80,911+8.8% |
| Participation rate | 55.0% | 63.4%-8.4pp | 72.4%-17.4pp | 67.6%-12.6pp |
| Annual return | 18.44% | 41.73%-23.3pp | 776.27%-757.8pp | 35.63%-17.2pp |
| Employer contribution / active EE | $402 | $2,343-82.8% | $2,914-86.2% | $2,756-85.4% |
| Participant deferral / active EE | $2,179 | $3,283-33.6% | $4,321-49.6% | $4,297-49.3% |
| Admin fee / account holder | $1,263 | $4,973-74.6% | $7,384-82.9% | $6,935-81.8% |