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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,788 | $56,894-7.2% | $84,753-37.7% | $62,881-16.1% |
| Participation rate | 84.2% | 68.5%+15.7pp | 76.6%+7.6pp | 69.3%+14.9pp |
| Annual return | 4.50% | 6.30%-1.8pp | 22.78%-18.3pp | 20.14%-15.6pp |
| Employer contribution / active EE | $524 | $2,400-78.2% | $3,574-85.3% | $2,281-77.0% |
| Participant deferral / active EE | $2,658 | $2,709-1.9% | $3,712-28.4% | $3,203-17.0% |
| Admin fee / account holder | $14,619 | $3,581+308.2% | $5,333+174.1% | $4,296+240.3% |