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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,660 | $48,076-38.3% | $78,693-62.3% | $62,891-52.8% |
| Participation rate | 70.5% | 65.2%+5.2pp | 73.6%-3.1pp | 69.3%+1.1pp |
| Annual return | 5.65% | 31.35%-25.7pp | 62.18%-56.5pp | 20.14%-14.5pp |
| Employer contribution / active EE | $1,505 | $2,015-25.3% | $2,850-47.2% | $2,281-34.0% |
| Participant deferral / active EE | $2,798 | $2,588+8.1% | $3,517-20.4% | $3,203-12.6% |
| Admin fee / account holder | $2,533 | $3,207-21.0% | $4,511-43.9% | $4,296-41.0% |