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| Provider | Service type | Compensation |
|---|---|---|
HEINTZBERGER PAYNE2+ years Filed as: HEINTZBERGER PAYNE LLC Service code 13 · EIN 20-8835556 | Contract Administrator | $13,994 |
CHARLES SCHWAB & CO., INC.2+ years Filed as: CHARLES SCHWAB BANK Service code 19 · EIN 42-1558009 | Securities Custodian | $4,889 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,678 | $63,924-31.7% | $108,582-59.8% | $55,167-20.8% |
| Participation rate | 90.3% | 74.3%+16.0pp | 79.6%+10.8pp | 69.0%+21.3pp |
| Annual return | 6.58% | 15.31%-8.7pp | -51.70%+58.3pp | 169.23%-162.6pp |
| Employer contribution / active EE | $2,569 | $1,879+36.7% | $3,758-31.7% | $1,963+30.9% |
| Participant deferral / active EE | $5,028 | $3,067+64.0% | $4,311+16.6% | $3,054+64.6% |
| Admin fee / account holder | $83 | $618-86.5% | $7,645-98.9% | $504-83.5% |