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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,815 | $165,399-62.6% | $149,745-58.7% | $158,982-61.1% |
| Participation rate | 84.2% | 84.6%-0.4pp | 82.5%+1.7pp | 82.0%+2.2pp |
| Annual return | 17.12% | 348.34%-331.2pp | 276.72%-259.6pp | 302.99%-285.9pp |
| Employer contribution / active EE | $2,431 | $5,105-52.4% | $4,646-47.7% | $4,763-49.0% |
| Participant deferral / active EE | $2,909 | $7,183-59.5% | $6,843-57.5% | $5,983-51.4% |
| Admin fee / account holder | $2,754 | $10,811-74.5% | $9,312-70.4% | $11,252-75.5% |