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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,283 | $181,062-40.7% | $158,223-32.2% | $155,188-30.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 9.99% | 57.39%-47.4pp | 52.09%-42.1pp | 148.84%-138.9pp |
| Employer contribution / active EE | $1,083 | $4,565-76.3% | $4,109-73.6% | $4,248-74.5% |
| Participant deferral / active EE | $2,758 | $6,134-55.0% | $5,467-49.6% | $6,531-57.8% |
| Admin fee / account holder | $2,179 | $18,825-88.4% | $16,047-86.4% | $14,480-84.9% |