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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,685 | $180,462-4.3% | $154,111+12.1% | $135,379+27.6% |
| Participation rate | 63.2% | 87.4%-24.3pp | 83.0%-19.9pp | 82.6%-19.5pp |
| Annual return | -6.95% | 888.17%-895.1pp | 735.18%-742.1pp | 519.79%-526.7pp |
| Employer contribution / active EE | $3,518 | $6,036-41.7% | $5,298-33.6% | $4,779-26.4% |
| Participant deferral / active EE | $2,958 | $5,806-49.1% | $5,081-41.8% | $5,609-47.3% |
| Admin fee / account holder | $914 | $16,145-94.3% | $13,411-93.2% | $10,828-91.6% |