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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,698 | $100,194+47.4% | $122,979+20.1% | $86,983+69.8% |
| Participation rate | 87.1% | 73.0%+14.1pp | 77.2%+9.9pp | 69.5%+17.6pp |
| Annual return | 6.26% | 16.47%-10.2pp | 20.12%-13.9pp | 25.83%-19.6pp |
| Employer contribution / active EE | $1,847 | $2,326-20.6% | $3,062-39.7% | $2,584-28.5% |
| Participant deferral / active EE | $8,900 | $4,133+115.3% | $5,003+77.9% | $4,194+112.2% |
| Admin fee / account holder | $2,670 | $10,148-73.7% | $12,864-79.2% | $7,856-66.0% |