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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,698 | $104,098+41.9% | $140,514+5.1% | $94,015+57.1% |
| Participation rate | 87.1% | 73.7%+13.4pp | 77.8%+9.3pp | 70.8%+16.3pp |
| Annual return | 6.26% | 15.14%-8.9pp | 14.36%-8.1pp | 17.84%-11.6pp |
| Employer contribution / active EE | $1,847 | $2,388-22.7% | $3,378-45.3% | $2,790-33.8% |
| Participant deferral / active EE | $8,900 | $4,033+120.7% | $4,919+80.9% | $4,249+109.4% |
| Admin fee / account holder | $2,670 | $10,439-74.4% | $13,697-80.5% | $8,951-70.2% |