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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,698 | $97,550+51.4% | $120,344+22.7% | $87,485+68.8% |
| Participation rate | 87.1% | 72.8%+14.3pp | 76.7%+10.4pp | 68.9%+18.2pp |
| Annual return | 6.26% | 18.41%-12.1pp | 20.30%-14.0pp | 26.06%-19.8pp |
| Employer contribution / active EE | $1,847 | $2,291-19.4% | $3,020-38.8% | $2,596-28.8% |
| Participant deferral / active EE | $8,900 | $4,230+110.4% | $5,135+73.3% | $4,274+108.2% |
| Admin fee / account holder | $2,670 | $9,543-72.0% | $12,742-79.0% | $7,775-65.7% |