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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,382 | $44,873-34.5% | $79,467-63.0% | $56,289-47.8% |
| Participation rate | 74.6% | 68.7%+5.8pp | 73.3%+1.2pp | 69.9%+4.7pp |
| Annual return | 1.69% | 0.81%+0.9pp | 718.30%-716.6pp | -9.96%+11.6pp |
| Employer contribution / active EE | $2,217 | $2,140+3.6% | $2,800-20.8% | $2,111+5.0% |
| Participant deferral / active EE | $3,442 | $2,746+25.3% | $3,704-7.1% | $3,350+2.7% |
| Admin fee / account holder | $1,237 | $418+195.6% | $5,104-75.8% | $521+137.4% |