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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $396,306 | $118,488+234.5% | $98,462+302.5% | $139,487+184.1% |
| Participation rate | 80.0% | 77.5%+2.5pp | 75.2%+4.8pp | 80.3%-0.3pp |
| Annual return | 11.77% | 18.96%-7.2pp | 21.17%-9.4pp | 373.84%-362.1pp |
| Employer contribution / active EE | $2,548 | $3,611-29.4% | $3,049-16.4% | $4,755-46.4% |
| Participant deferral / active EE | $5,160 | $5,393-4.3% | $4,738+8.9% | $6,713-23.1% |
| Admin fee / account holder | $2,324 | $13,868-83.2% | $8,875-73.8% | $11,407-79.6% |