Retirement plan

VENTURA PACIFIC COMPANY 401(K) SAVINGS PLAN AND TRUST

Name: VENTURA PACIFIC COMPANY - VENTURA PACIFIC COMPANY 401(K) SAVINGS PLAN AND TRUST (2015) Form 5500
Creator: VENTURA PACIFIC COMPANY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, VENTURA PACIFIC COMPANY 401(K) SAVINGS PLAN AND TRUST, VENTURA PACIFIC COMPANY

VENTURA PACIFIC COMPANYEIN 95-3057749Plan #001PY 2015

POST OFFICE BOX 6986 - OXNARD, CA 930316986805-385-3345venturapacific.comLinkedIn51-200 employeesfarming

Prospect flagsLow fidelity bond

How to read this page

Total assets (EOY)

$2.6M

No prior year

Total participants

143

No prior year

Average account balance

$24,721

No prior year

Annual return

-0.15%

No prior year

Benchmarks

See 343 peers

Peer group

Industry11 - Agriculture, Forestry, Fishing and Hunting

Plan typeDefined contribution

Participants100-249

Cohort343 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$4.34M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$56K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

85.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$449K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.71%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$7925

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
ACTUARIAL BENEFITS CORP1+ years Filed as: ACTUARIAL CONSULTANTS, INC. Service code 15 · EIN 33-0024795 2377 CRENSHAW BLVD., SUITE 350 · TORRANCE, CA 90501	Recordkeeping	$0
NFP RETIREMENT INC1+ years Filed as: NFP ADVISOR SERVICE, INC. Service code 22 · EIN 74-2794194 120 VANTIS, SUITE 400 · ALISO VIEJO, CA 92656	Insurance Broker	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: HOLTHOUSE CARLIN & VAN TRIGT LLP
Auditor EIN: 954345526
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$24,721

$47,969-48.5%

$85,969-71.2%

$52,331-52.8%

Participation rate

70.1%

61.7%+8.4pp

76.5%-6.5pp

68.1%+2.0pp

Annual return

-0.15%

-0.13%0pp

9.32%-9.5pp

4.54%-4.7pp

Employer contribution / active EE

$635

$1,460-56.5%

$3,474-81.7%

$1,882-66.3%

Participant deferral / active EE

$1,481

$2,110-29.8%

$3,829-61.3%

$3,022-51.0%

Admin fee / account holder

$530-100.0%

$6,053-100.0%

$592-100.0%

Provider

Service type

Compensation

ACTUARIAL BENEFITS CORP1+ years

Filed as: ACTUARIAL CONSULTANTS, INC.

Service code 15 · EIN 33-0024795

2377 CRENSHAW BLVD., SUITE 350 · TORRANCE, CA 90501

Recordkeeping

NFP RETIREMENT INC1+ years

Filed as: NFP ADVISOR SERVICE, INC.

Service code 22 · EIN 74-2794194

120 VANTIS, SUITE 400 · ALISO VIEJO, CA 92656

Insurance Broker

VENTURA PACIFIC COMPANY 401(K) SAVINGS PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

VENTURA PACIFIC COMPANY 401(K) SAVINGS PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Audit opinion

Benchmarks

Service providers

Opportunity flags

Audit opinion