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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,098 | $32,037+109.4% | $69,182-3.0% | $62,881+6.7% |
| Participation rate | 22.7% | 43.4%-20.8pp | 55.1%-32.4pp | 69.3%-46.6pp |
| Annual return | 5.20% | 15.16%-10.0pp | -21.93%+27.1pp | 20.14%-14.9pp |
| Employer contribution / active EE | $625 | $679-8.0% | $1,206-48.2% | $2,281-72.6% |
| Participant deferral / active EE | $886 | $1,185-25.3% | $1,897-53.3% | $3,203-72.3% |
| Admin fee / account holder | $192 | $2,608-92.6% | $2,697-92.9% | $4,296-95.5% |