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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,395 | $91,198+37.5% | $178,503-29.8% | $79,856+57.0% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 8.99% | 24.20%-15.2pp | 151.12%-142.1pp | 31.71%-22.7pp |
| Employer contribution / active EE | $8,433 | $3,257+158.9% | $5,011+68.3% | $2,471+241.2% |
| Participant deferral / active EE | $0 | $3,237-100.0% | $5,202-100.0% | $3,741-100.0% |
| Admin fee / account holder | $12,175 | $6,748+80.4% | $13,987-13.0% | $5,306+129.4% |