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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,042 | $86,050+102.3% | $189,758-8.3% | $94,015+85.1% |
| Participation rate | 100.0% | 68.9%+31.1pp | 79.8%+20.2pp | 70.8%+29.2pp |
| Annual return | 14.00% | 17.77%-3.8pp | 52.62%-38.6pp | 17.84%-3.8pp |
| Employer contribution / active EE | $9,742 | $2,819+245.5% | $4,767+104.4% | $2,790+249.2% |
| Participant deferral / active EE | $0 | $3,349-100.0% | $5,856-100.0% | $4,249-100.0% |
| Admin fee / account holder | $2,349 | $6,627-64.6% | $20,388-88.5% | $8,951-73.8% |