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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,854 | $133,998-84.4% | $112,263-81.4% | $134,545-84.5% |
| Participation rate | 35.7% | 78.6%-42.8pp | 75.1%-39.3pp | 81.2%-45.5pp |
| Annual return | -19.82% | 47.17%-67.0pp | 27.49%-47.3pp | 418.37%-438.2pp |
| Employer contribution / active EE | $1,178 | $4,040-70.8% | $3,636-67.6% | $4,742-75.2% |
| Participant deferral / active EE | $1,780 | $5,292-66.4% | $4,729-62.4% | $6,401-72.2% |
| Admin fee / account holder | $1,886 | $7,493-74.8% | $6,410-70.6% | $11,431-83.5% |