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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,790 | $175,231-17.9% | $149,696-3.9% | $139,466+3.1% |
| Participation rate | 75.0% | 83.4%-8.4pp | 78.8%-3.8pp | 80.3%-5.3pp |
| Annual return | 10.43% | 166.77%-156.3pp | 134.46%-124.0pp | 373.66%-363.2pp |
| Employer contribution / active EE | $2,271 | $5,478-58.6% | $4,821-52.9% | $4,754-52.2% |
| Participant deferral / active EE | $4,013 | $6,521-38.5% | $5,682-29.4% | $6,712-40.2% |
| Admin fee / account holder | $3,784 | $16,155-76.6% | $13,212-71.4% | $11,409-66.8% |