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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $357,617 | $180,459+98.2% | $154,108+132.1% | $135,380+164.2% |
| Participation rate | 83.3% | 87.4%-4.1pp | 83.0%+0.3pp | 82.6%+0.7pp |
| Annual return | -9.04% | 888.21%-897.2pp | 735.21%-744.2pp | 519.81%-528.8pp |
| Employer contribution / active EE | $3,852 | $6,035-36.2% | $5,298-27.3% | $4,779-19.4% |
| Participant deferral / active EE | $11,629 | $5,806+100.3% | $5,081+128.9% | $5,609+107.3% |
| Admin fee / account holder | $3,156 | $16,145-80.5% | $13,411-76.5% | $10,828-70.9% |