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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,118 | $76,112+27.6% | $96,544+0.6% | $71,529+35.8% |
| Participation rate | 73.8% | 74.4%-0.6pp | 76.0%-2.2pp | 67.9%+5.9pp |
| Annual return | 10.94% | 22.80%-11.9pp | 25.88%-14.9pp | 28.97%-18.0pp |
| Employer contribution / active EE | $2,649 | $2,248+17.9% | $2,966-10.7% | $2,590+2.3% |
| Participant deferral / active EE | $5,566 | $4,217+32.0% | $4,851+14.7% | $4,291+29.7% |
| Admin fee / account holder | $27,945 | $2,708+931.8% | $8,254+238.5% | $1,588+1659.2% |