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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,983 | $150,447-41.5% | $136,298-35.4% | $147,586-40.4% |
| Participation rate | 85.7% | 84.4%+1.3pp | 81.9%+3.8pp | 82.8%+2.9pp |
| Annual return | 14.86% | 1049.15%-1034.3pp | 5156.27%-5141.4pp | 578.59%-563.7pp |
| Employer contribution / active EE | $2,225 | $5,256-57.7% | $4,696-52.6% | $4,876-54.4% |
| Participant deferral / active EE | $7,986 | $6,631+20.4% | $6,247+27.8% | $5,439+46.8% |
| Admin fee / account holder | $312 | $10,906-97.1% | $9,244-96.6% | $10,886-97.1% |