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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,832 | $107,733-7.3% | $92,985+7.4% | $154,746-35.5% |
| Participation rate | 100.0% | 74.6%+25.4pp | 69.5%+30.5pp | 80.7%+19.3pp |
| Annual return | 20.39% | 30.39%-10.0pp | 27.99%-7.6pp | 172.34%-151.9pp |
| Employer contribution / active EE | $17,537 | $3,126+460.9% | $2,662+558.7% | $4,379+300.5% |
| Participant deferral / active EE | $8,584 | $5,053+69.9% | $4,377+96.1% | $6,730+27.5% |
| Admin fee / account holder | $1,415 | $11,369-87.6% | $9,463-85.0% | $14,365-90.2% |