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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,832 | $87,166+14.5% | $76,735+30.1% | $137,256-27.3% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.5%+30.5pp | 80.0%+20.0pp |
| Annual return | 20.39% | 26.50%-6.1pp | 29.77%-9.4pp | 220.34%-200.0pp |
| Employer contribution / active EE | $17,537 | $2,904+503.8% | $2,454+614.5% | $4,156+322.0% |
| Participant deferral / active EE | $8,584 | $4,726+81.6% | $4,088+110.0% | $6,407+34.0% |
| Admin fee / account holder | $1,415 | $8,403-83.2% | $7,189-80.3% | $12,270-88.5% |