Filed March 9, 2023
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,349 | $67,411-37.2% | $91,004-53.5% | $70,126-39.6% |
| Participation rate | 52.4% | 71.4%-19.0pp | 75.6%-23.2pp | 69.5%-17.2pp |
| Annual return | 17.11% | -40.16%+57.3pp | 4.60%+12.5pp | 73.15%-56.0pp |
| Employer contribution / active EE | $1,811 | $1,786+1.4% | $2,456-26.3% | $2,343-22.7% |
| Participant deferral / active EE | $3,935 | $2,823+39.4% | $3,548+10.9% | $3,332+18.1% |
| Admin fee / account holder | $1,950 | $4,236-54.0% | $5,417-64.0% | $4,645-58.0% |