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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,267,401 | $152,591+1385.9% | $117,529+1829.2% | $134,545+1585.2% |
| Participation rate | 100.0% | 77.1%+22.9pp | 70.6%+29.4pp | 81.2%+18.8pp |
| Annual return | -8.30% | 53.04%-61.3pp | 29.77%-38.1pp | 418.37%-426.7pp |
| Employer contribution / active EE | $40,500 | $5,576+626.3% | $4,179+869.1% | $4,742+754.2% |
| Participant deferral / active EE | $22,667 | $4,821+370.2% | $4,072+456.6% | $6,401+254.1% |
| Admin fee / account holder | $51,158 | $7,004+630.4% | $5,645+806.2% | $11,431+347.6% |