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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,222 | $61,660-44.5% | $80,022-57.2% | $64,173-46.7% |
| Participation rate | 100.0% | 71.7%+28.3pp | 75.8%+24.2pp | 69.6%+30.4pp |
| Annual return | -10.91% | -0.33%-10.6pp | 11.22%-22.1pp | 7.63%-18.5pp |
| Employer contribution / active EE | $2,871 | $1,810+58.6% | $2,468+16.3% | $2,381+20.6% |
| Participant deferral / active EE | $1,492 | $2,968-49.7% | $3,686-59.5% | $3,470-57.0% |
| Admin fee / account holder | $1,461 | $5,417-73.0% | $6,521-77.6% | $4,887-70.1% |