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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,711 | $100,139-78.3% | $85,187-74.5% | $145,884-85.1% |
| Participation rate | 72.7% | 74.1%-1.4pp | 67.5%+5.2pp | 80.3%-7.6pp |
| Annual return | 9.40% | 84.15%-74.8pp | 66.67%-57.3pp | 551.85%-542.4pp |
| Employer contribution / active EE | $0 | $3,238-100.0% | $2,732-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $1,803 | $5,296-66.0% | $4,525-60.2% | $6,690-73.1% |
| Admin fee / account holder | $834 | $7,262-88.5% | $6,162-86.5% | $13,392-93.8% |