Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,933 | $86,940+126.5% | $102,434+92.3% | $80,935+143.3% |
| Participation rate | 51.7% | 72.4%-20.7pp | 76.5%-24.8pp | 67.7%-15.9pp |
| Annual return | 8.61% | 18.89%-10.3pp | 29.46%-20.8pp | 35.66%-27.0pp |
| Employer contribution / active EE | $3,737 | $2,370+57.7% | $3,023+23.6% | $2,757+35.6% |
| Participant deferral / active EE | $5,905 | $4,121+43.3% | $5,055+16.8% | $4,299+37.4% |
| Admin fee / account holder | $7,912 | $8,047-1.7% | $9,462-16.4% | $6,924+14.3% |