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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,280 | $106,280+18.8% | $96,538+30.8% | $139,487-9.5% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 16.63% | 38.48%-21.9pp | 35.74%-19.1pp | 373.84%-357.2pp |
| Employer contribution / active EE | $3,153 | $4,107-23.2% | $3,740-15.7% | $4,755-33.7% |
| Participant deferral / active EE | $13,460 | $5,457+146.7% | $4,880+175.8% | $6,713+100.5% |
| Admin fee / account holder | $15,033 | $7,888+90.6% | $6,737+123.1% | $11,407+31.8% |