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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,110 | $158,852-15.6% | $121,220+10.6% | $135,380-0.9% |
| Participation rate | 100.0% | 79.3%+20.7pp | 71.8%+28.2pp | 82.6%+17.4pp |
| Annual return | -6.76% | -0.64%-6.1pp | 16.94%-23.7pp | 519.81%-526.6pp |
| Employer contribution / active EE | $17,199 | $5,666+203.6% | $4,023+327.6% | $4,779+259.9% |
| Participant deferral / active EE | $13,685 | $4,006+241.6% | $3,345+309.1% | $5,609+144.0% |
| Admin fee / account holder | $3,228 | $6,515-50.5% | $5,021-35.7% | $10,828-70.2% |