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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $559,335 | $160,028+249.5% | $147,080+280.3% | $145,884+283.4% |
| Participation rate | 88.2% | 84.0%+4.2pp | 82.2%+6.1pp | 80.3%+7.9pp |
| Annual return | 16.60% | 98.60%-82.0pp | 420.17%-403.6pp | 551.85%-535.3pp |
| Employer contribution / active EE | $5,014 | $5,286-5.1% | $4,933+1.6% | $4,662+7.5% |
| Participant deferral / active EE | $15,982 | $8,422+89.8% | $8,066+98.1% | $6,690+138.9% |
| Admin fee / account holder | $17,649 | $15,030+17.4% | $12,989+35.9% | $13,392+31.8% |