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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $559,335 | $160,070+249.4% | $147,117+280.2% | $145,897+283.4% |
| Participation rate | 88.2% | 84.0%+4.2pp | 82.2%+6.1pp | 80.3%+7.9pp |
| Annual return | 16.60% | 98.69%-82.1pp | 420.54%-403.9pp | 552.29%-535.7pp |
| Employer contribution / active EE | $5,014 | $5,285-5.1% | $4,932+1.6% | $4,663+7.5% |
| Participant deferral / active EE | $15,982 | $8,419+89.8% | $8,065+98.2% | $6,689+138.9% |
| Admin fee / account holder | $17,649 | $15,035+17.4% | $12,993+35.8% | $13,390+31.8% |