Filed July 26, 2006
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
CERITY PARTNERS2 years Filed as: CERITY PARTNERS RETIREMENT PLA Service code 28 · EIN 35-2467663 | Investment Management | $180,960 |
CHARLES SCHWAB & CO., INC.2 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $45,812 |
Filed as: CHARLES SCHWAB & CO INC AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,051 | $82,202-23.3% | $125,339-49.7% | $64,808-2.7% |
| Participation rate | 67.3% | 77.9%-10.6pp | 82.4%-15.1pp | 71.5%-4.2pp |
| Annual return | -17.31% | 3.48%-20.8pp | 572.05%-589.4pp | 32.82%-50.1pp |
| Employer contribution / active EE | $2,145 | $3,615-40.7% | $4,814-55.4% | $2,506-14.4% |
| Participant deferral / active EE | $6,741 | $7,175-6.1% | $7,446-9.5% | $4,310+56.4% |
| Admin fee / account holder | $392 | $163+140.3% | $10,010-96.1% | $188+108.9% |