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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,463 | $102,429+30.3% | $147,096-9.3% | $80,925+64.9% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 13.23% | 135.02%-121.8pp | 419.75%-406.5pp | 35.65%-22.4pp |
| Employer contribution / active EE | $5,832 | $3,716+57.0% | $4,936+18.1% | $2,756+111.6% |
| Participant deferral / active EE | $4,587 | $6,649-31.0% | $8,071-43.2% | $4,299+6.7% |
| Admin fee / account holder | $3,278 | $7,957-58.8% | $13,005-74.8% | $6,940-52.8% |