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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,612 | $110,083-2.2% | $151,645-29.0% | $68,490+57.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 87.5%+12.5pp | 67.9%+32.1pp |
| Annual return | -19.86% | -10.12%-9.7pp | 3.34%-23.2pp | -7.85%-12.0pp |
| Employer contribution / active EE | $8,193 | $4,470+83.3% | $6,165+32.9% | $2,597+215.5% |
| Participant deferral / active EE | $7,833 | $6,526+20.0% | $8,363-6.3% | $4,028+94.5% |
| Admin fee / account holder | $17,852 | $7,718+131.3% | $11,614+53.7% | $5,403+230.4% |