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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,940 | $114,119+41.9% | $107,187+51.1% | $138,895+16.6% |
| Participation rate | 84.6% | 78.1%+6.5pp | 75.0%+9.6pp | 79.9%+4.7pp |
| Annual return | 9.45% | 273.21%-263.8pp | 204.55%-195.1pp | 145.39%-135.9pp |
| Employer contribution / active EE | $2,780 | $4,059-31.5% | $3,782-26.5% | $4,194-33.7% |
| Participant deferral / active EE | $6,331 | $5,538+14.3% | $5,096+24.2% | $6,396-1.0% |
| Admin fee / account holder | $33,149 | $10,024+230.7% | $9,162+261.8% | $12,562+163.9% |