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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,940 | $111,535+45.2% | $105,223+53.9% | $137,256+18.0% |
| Participation rate | 84.6% | 78.1%+6.5pp | 75.0%+9.6pp | 80.0%+4.7pp |
| Annual return | 9.45% | 237.85%-228.4pp | 180.65%-171.2pp | 220.34%-210.9pp |
| Employer contribution / active EE | $2,780 | $3,939-29.4% | $3,689-24.6% | $4,156-33.1% |
| Participant deferral / active EE | $6,331 | $5,500+15.1% | $5,072+24.8% | $6,407-1.2% |
| Admin fee / account holder | $33,149 | $9,721+241.0% | $8,859+274.2% | $12,270+170.2% |