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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,877 | $202,440+36.3% | $169,390+62.9% | $139,466+97.8% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 9.93% | 532.36%-522.4pp | 406.07%-396.1pp | 373.66%-363.7pp |
| Employer contribution / active EE | $2,220 | $4,693-52.7% | $4,013-44.7% | $4,754-53.3% |
| Participant deferral / active EE | $6,633 | $6,940-4.4% | $6,222+6.6% | $6,712-1.2% |
| Admin fee / account holder | $9,635 | $10,722-10.1% | $9,015+6.9% | $11,409-15.5% |